Chapter 7 Bankruptcy Attorneys Helping People in Ohio Get Debt Relief.

People across the nation, including people in Ohio, are looking for a way to get a fresh start from financial problems or a way to reorganize their largest debts. We are the law firm of Michael E. Plummer & Associates. From our office in downtown Covington, our attorneys have filed bankruptcy on behalf of thousands of people, including people in Cincinnati, West Chester, Batavia and throughout Southwest Ohio. Our law firm files over 1,000 bankruptcies every year. As a result of our experience, we have a complete understanding of how bankruptcy can help you.

We offer convenient service and affordable rates to help you through this difficult time. We offer a free initial consultation to discuss whether bankruptcy is right for you. Our office is open Mondays through Saturdays for new client consultations and client meetings. We also offer payment plans for our clients’ convenience.

How Can Filing Bankruptcy Help You?

Bankruptcy offers a number of benefits. When you file for bankruptcy, the automatic stay will begin. The automatic stay will force your creditors to stop taking any action to collect your debts. The automatic stay will put a stop to:

  • Lawsuits
  • Liens
  • Foreclosure
  • Repossession
  • Garnishment
  • Harassing letters and phone calls from your creditors and debt collector

Under Chapter 7 bankruptcy, your unsecured debts, such as credit card bills and medical bills, will be discharged. If you own a home or car and want to keep it, the automatic stay will only temporarily stop foreclosure or repossession. However, under Chapter 13 bankruptcy, you will be able to propose a repayment plan to repay your past due balances. You may even be able to remove a second mortgage or refinance your vehicle loan at better terms